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RBI Moves Digital: Mandatory Internet & Mobile Banking Returns via CIMS
The Reserve Bank of India (RBI) has directed all banks—including SCBs, RRBs, UCBs, cooperative banks, payment banks, and small finance banks—to submit Internet Banking (R065) and Mobile Banking (R102) returns through its new Centralised Information
Management System (CIMS).
Key Points
- Effective August 2025: Returns must be filed via the CIMS portal.
- Monthly Reporting: Data due by the 7th of the following month.
- Admin Access: RBI has created Admin User accounts; banks must set up user credentials internally.
- Legal Backing: Issued under the Payment and Settlement Systems Act, 2007; non-compliance invites penalties.
