We at Finakon track the regulatory changes. We also use AI to create a summary. We are providing a quick overview of the RBI circulars on a weekly basis on our website. The summary is neither exhaustive nor comprehensive. For accurate information, users shall refer to the original circular of the regulator. Finakon shall not be responsible for inferences drawn based on the summary provided.
RBI Issues CRR–SLR Amendment Directions for Commercial Banks, 2026
The Reserve Bank of India has notified the Reserve Bank of India (Commercial Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026, amending the CRR–SLR Directions, 2025. The amendments follow recent changes to banking laws and regulations notified in the Gazette of India.
Effective immediately, the changes:
- Include other development financial institutions as defined under the RBI Act, 1934.
- Update and standardise wording in CRR–SLR provisions.
- Revise Annex I (Form A) and Annex II (Form VIII) to update the list of covered institutions.
- Replace the term “specified” with “notified.”
- Add a new reporting item for deposits placed with the RBI under the Standing Deposit Facility Scheme.
These amendments update reporting and classification requirements applicable to commercial banks.
RBI Notifies CRR–SLR Amendment Directions for Small Finance Banks, 2026
The Reserve Bank of India (RBI) has issued the Reserve Bank of India (Small Finance Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026, amending the existing CRR–SLR Directions, 2025 dated November 28, 2025.
The amendments are issued pursuant to the Banking Laws (Amendment) Act, 2025, the Banking Regulation (Companies) Amendment Rules, 2025, and the RBI Scheduled Banks’ (Amendment) Regulations, 2025, as notified in the Gazette of India in December 2025 and January 2026. The Directions are issued under the relevant provisions of the Banking Regulation Act, 1949 and the Reserve Bank of India Act, 1934, and come into force with immediate effect.
Key amendments include:
- Inclusion of “other development financial institutions” as defined under the RBI Act, 1934.
- Deletion of specific wording under the “Cash in hand” category.
- Revision of Annex I (Form A) to update the list of covered institutions, including Exim Bank, National Housing Bank, Small Industries Bank, and the National Bank for Financing Infrastructure and Development.
- Updates to Annex II (Form VIII), including revised institutional references, replacement of the term “specified” with “notified,” and deletion of the phrase “from time to time.”
- Addition of a new reporting item for amounts deposited with the RBI under the Standing Deposit Facility Scheme.
RBI Issues CRR–SLR Amendment Directions for Payments Banks, 2026
The Reserve Bank of India (RBI) has notified the Reserve Bank of India (Payments Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026, amending the existing CRR–SLR Directions, 2025 dated November 28, 2025.
The amendments are issued pursuant to the Banking Laws (Amendment) Act, 2025, the Banking Regulation (Companies) Amendment Rules, 2025, and the RBI Scheduled Banks’ (Amendment) Regulations, 2025, as published in the Gazette of India in December 2025 and January 2026. Issued under the relevant provisions of the Banking Regulation Act, 1949 and the Reserve Bank of India Act, 1934, the Directions come into force with immediate effect.
Key amendments include:
- Inclusion of “other development financial institutions” as defined under the RBI Act, 1934.
- Deletion of specific wording under the “Cash in hand” category.
- Revision of Annex I (Form A) to update the list of covered institutions, including Exim Bank, National Housing Bank, Small Industries Bank, and the National Bank for Financing Infrastructure and Development.
- Updates to Annex II (Form VIII), including revised institutional references, replacement of the term “specified” with “notified,” and deletion of the phrase “from time to time.”
- Addition of a new reporting item for amounts deposited with the RBI under the Standing Deposit Facility Scheme.
These amendments update reporting and classification requirements under the CRR and SLR framework applicable to Payments Banks.
RBI Updates CRR–SLR Directions for Regional Rural Banks, 2026
The Reserve Bank of India has notified the Reserve Bank of India (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026, amending the CRR–SLR Directions, 2025. The amendments follow recent changes to banking laws and regulations notified in the Gazette of India.
Effective immediately, the changes:
- Include other development financial institutions as defined under the RBI Act, 1934.
- Update wording related to “Cash in hand.”
- Revise Annex I (Form A) and Annex II (Form VIII) to update the list of covered institutions.
- Replace the term “specified” with “notified.”
- Add a new reporting item for deposits placed with the RBI under the Standing Deposit Facility Scheme.
These amendments update CRR–SLR reporting and classification requirements for Regional Rural Banks.
RBI Notifies CRR–SLR Amendment Directions for Local Area Banks, 2026
The Reserve Bank of India (RBI) has issued the Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026, amending the CRR–SLR Directions, 2025 dated November 28, 2025.
The amendments are issued pursuant to the Banking Laws (Amendment) Act, 2025, the Banking Regulation (Companies) Amendment Rules, 2025, and the RBI Scheduled Banks’ (Amendment) Regulations, 2025, as notified in the Gazette of India in December 2025 and January 2026. Issued under the relevant provisions of the Banking Regulation Act, 1949 and the Reserve Bank of India Act, 1934, the Directions come into force with immediate effect.
Key amendments include:
- Inclusion of “other development financial institutions” as defined under the RBI Act, 1934.
- Deletion of specific wording under the “Cash in hand” category.
- Revision of Annex I (Form A) to update the list of covered institutions.
- Updates to Annex II (Form VIII), including revised institutional references, replacement of the term “specified” with “notified,” and deletion of the phrase “from time to time.”
- Addition of a new reporting item for amounts deposited with the RBI under the Standing Deposit Facility Scheme.
These amendments update CRR–SLR reporting and classification requirements applicable to Local Area Banks.
RBI Updates CRR–SLR Directions for Urban Co-operative Banks, 2026
The Reserve Bank of India (RBI) has issued the Reserve Bank of India (Urban Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026, amending the CRR–SLR Directions, 2025 dated November 28, 2025.
The amendments follow the Banking Laws (Amendment) Act, 2025, the Banking Regulation (Co-operative Societies) Amendment Rules, 2025, and the RBI Scheduled Banks’ (Amendment) Regulations, 2025, as notified in the Gazette of India in December 2025 and January 2026. Issued under the relevant provisions of the Banking Regulation Act, 1949 and the Reserve Bank of India Act, 1934, the Directions come into force with immediate effect.
Key amendments include:
- Inclusion of other development financial institutions as defined under the RBI Act, 1934.
- Deletion of specific wording under the “Cash in hand” category.
- Revisions to Annex I (Form B) to update the list of covered institutions.
- Updates to Annex II (Form I) and Annex III, including references to IDBI Bank Limited and revised regulatory wording.
- Addition of a new reporting item for amounts deposited with the RBI under the Standing Deposit Facility Scheme.
These amendments update CRR–SLR reporting and classification requirements applicable to Urban Co-operative Banks.
RBI Notifies CRR–SLR Amendment Directions for Rural Co-operative Banks, 2026
The Reserve Bank of India (RBI) has issued the Reserve Bank of India (Rural Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026, amending the CRR–SLR Directions, 2025 dated November 28, 2025.
The amendments are issued pursuant to the Banking Laws (Amendment) Act, 2025, the Banking Regulation (Co-operative Societies) Amendment Rules, 2025, and the RBI Scheduled Banks’ (Amendment) Regulations, 2025, as notified in the Gazette of India in December 2025 and January 2026. Issued under the relevant provisions of the Banking Regulation Act, 1949 and the Reserve Bank of India Act, 1934, the Directions come into force with immediate effect.
Key amendments include:
- Inclusion of other development financial institutions as defined under the RBI Act, 1934.
- Deletion of specific wording under the “Cash in hand” category.
- Revisions to Annex I (Form B) to update the list of covered institutions.
- Updates to Annex II (Form I) and Annex III, including references to IDBI Bank Limited and revised regulatory terminology.
- Addition of a new reporting item for amounts deposited with the RBI under the Standing Deposit Facility Scheme.
These amendments update CRR–SLR reporting and classification requirements applicable to Rural Co-operative Banks.
